Privacy Policy

Last updated: March 16, 2026  �  Effective date: March 16, 2026

1. Introduction

Welcome to Ottomoebill ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services (collectively, the "Service").

Please read this policy carefully. If you disagree with its terms, please discontinue use of the Service.

2. Information We Collect

2.1 Information You Provide

• Account information: Email address, name, and authentication credentials
• Vehicle information: VIN numbers, vehicle make/model/year, mileage, license plate
• Subscription data: Names, costs, renewal dates, and status of your automotive subscriptions and operating costs
• Insurance information: Current provider, premium amounts, coverage details, and competing quotes you add
• Communications: Messages you send to our AI assistant

2.2 Information Collected Automatically

• Usage data: Pages viewed, features used, time spent in the app
• Device information: Device type, operating system, unique device identifiers
• Log data: IP address, access times, app crashes and performance data

2.3 Information from Third Parties

• NHTSA (National Highway Traffic Safety Administration): Vehicle data decoded from VIN numbers via a free public API. We do not share your VIN with NHTSA in a way that identifies you personally.
• Insurance quote providers: If and when we integrate with quote comparison services, we will update this policy accordingly.

3. How We Use Your Information

We use your information to:

• Provide, operate, and improve the Service
• Personalize your experience and deliver AI-powered recommendations
• Analyze subscription costs and identify savings opportunities
• Send service-related communications (renewal alerts, savings reports)
• Ensure the security and integrity of the Service
• Calculate and track our results-based service fee (up to 30% of verified savings)
• Comply with legal obligations

4. How We Share Your Information

We do not sell your personal information. We may share information with:

• Service providers: Third-party vendors who help us operate the Service (hosting, analytics, customer support), bound by confidentiality agreements
• Business transfers: In connection with a merger, acquisition, or sale of assets, with notice to you
• Legal requirements: When required by law, court order, or governmental authority
• Safety: To protect the rights, property, or safety of Ottomoebill, our users, or the public

5. Data Security

We implement industry-standard security measures including encryption in transit (TLS), access controls, and regular security reviews. However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your data as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data at any time by contacting us at hello@ottomoebill.com.

7. Your Rights

Depending on your location, you may have the right to:

• Access the personal information we hold about you
• Correct inaccurate data
• Request deletion of your data
• Object to or restrict our processing of your data
• Data portability

To exercise these rights, contact us at hello@ottomoebill.com.

8. Children's Privacy

Our Service is not directed to children under 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided personal information, we will delete it promptly.

9. Third-Party Links

The Service may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of changes by updating the "Last updated" date and, for material changes, by sending a notification through the Service.

11. Contact Us

If you have questions about this Privacy Policy, contact us at:

Ottomoebill, LLC
Email: hello@ottomoebill.com
Website: https://ottomoebill.com